Financial Survival for Retirement

When:Tuesday, October 6, 2015 & Tuesday, October 13, 2015 Time:6-8pm Where: The Center for Continuing Education 21982 University Lane Orange Beach, AL Cost: $25 If you are retired or getting close to retiring, this course will teach you fundamental principles to ensure your money lasts. Learn how to better manage and control your investments, get information on basic tax reduction strategies, increase your monthly income, protect your life savings from investment mistakes and avoid unnecessary estate taxes. Learn how to plan for the threat of a health care catastrophe and how to pass your life's savings to your heirs with minimal probate, tax and legal costs. This class focuses on the financial challenges and opportunities unique to today's retirees. If you are either retired or getting close to retiring, and want straight-forward answers to your questions and concerns, you should enroll in this class. Topics include all of the key financial areas that can help you achieve complete and total financial peace of mind during your retirement years. Course Topics- Basic Tax Reduction Strategies- • Reduce taxes on IRA/401k withdrawals for heirs • Are you holding the wrong investments inside your IRA/401k? • Basic estate tax reduction strategies Savings Protection from Health Care Catastrophe- • Use out-of-favor assets to provide for long-term care with pennies on the dollar. • Plan for the threat of long-term care without using traditional insurance. Essential Legal Documents- • Common mistakes made with a will • Powers-of-Attorney documents • Living Wills & Advance Directives • IRA Asset Will: The most overlooked estate planning document today • Do you need a trust? Protection from Investment Mistakes- • Where can you find growth, security and income for retirement? • The eroding power of inflation on your retirement life savings. • Understanding the three phases of your financial life. • How a proper income plan can reduce risk